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WHAT IS simplecarrates?
simplecarrates.com is a FREE insurance comparison website that provides custom, accurate quotes from top insurance companies in the US.
We are proud to be a trusted destination to compare insurance quotes with ease. We'll match you with a company that can provide the best auto and home insurance coverage in your ZIP code. Compare quotes to find the best plans for the lowest prices.
SimpleCarRates makes it easy to shop around for the best price
Over 70 insurance companies compete for the opportunity to quote your next policy. Compare quotes from multiple companies in your ZIP code, and pick the best home or auto insurance company for you!
Did You Know?
- In 43 states, men pay more for auto insurance than women.
- In 46 states, insurance providers can use credit scores to determine auto insurance premiums.
- In 48 states, auto insurance is a legal requirement.
OUR PARTNERS
We work with the top home insurance and auto insurance agencies and carriers across all 50 states
We partner with companies that deliver great customer service, low rates, and affordable coverage. Our partners are a mix of nationally recognized top insurers and the best local carriers and agencies in all 50 states. That way, you get the best possible deal in your neighborhood.
Happy customers found cheaper insurance quotes last month with simplecarrates.com
Frequently Asked Questions
Have Questions? We’ve got YOU COVERED!
Car insurance is designed to protect you and everyone who shares the road with you from the potentially high cost of accident-related and other damages or injuries. It is a contract in which you pay a certain amount — or “premium” — to your insurance company in exchange for a set of coverages you select.
Most states require that you have car insurance if you own a vehicle, but mandatory minimum coverage and policy limits will vary. If you finance or lease your vehicle, your lender may also require specific coverages.
Beyond legal requirements, having car insurance is a smart decision. If you cause an accident, you may be held responsible to cover the related expenses such as car repairs, property damage, medical bills, lost wages, legal fees and more. Without the proper coverage, your financial well-being may be at risk.
Working with an insurance representative to help you choose a car insurance policy that addresses your individual needs and budget can help protect you, your loved ones and your assets.
It depends on the coverage options you choose. Since bodily injury and property damage liability insurance is required in most states, at a minimum your policy should cover vehicle and property damage, injury-related expenses for other people involved in an accident you cause, up to the state-mandated minimum policy limits.
You and your car, however, may not automatically be protected by the minimum coverage requirements. To help get the best protection for your individual needs, discuss available coverage options with your local independent agent or Travelers representative.
Anyone who drives your vehicles regularly, especially if they live in your household, should be listed as drivers on your policy. Typically, your policy protects other licensed drivers not listed on your policy who occasionally drive your car, such as:
- Extended family (visiting grandparent(s), parent(s), aunt/uncle(s), niece/nephew(s)).
- Friends (sharing shifts on a road trip).
- Boyfriend/girlfriend (who doesn’t live with you).
Check with your local independent agent or Travelers representative to learn more about who needs to be included and who is covered on your policy.
This depends on your particular situation. At a minimum, drivers must carry bodily injury and property damage liability coverage at the state-mandated limits to help cover vehicle, property damage and injury-related expenses for other people involved in an accident you cause.
Choosing a car insurance policy that addresses your needs starts with choosing the right insurance company.
Travelers has been an insurance leader, committed to keeping pace with the ever-changing needs of our customers, for over 165 years. As one of the nation’s largest casualty companies, we offer a variety of competitive policy options and packages to ensure you get the right coverage at the right price. Our insurance representatives are available to help you create a policy that addresses your needs and budget.
We also understand that having insurance is about more than just protecting your vehicle. It is about making the process after any incident as simple and stress-free as possible.
Getting a car insurance quote from Travelers is easy. Just contact your local independent agent or Travelers representative, or use our online quoting tool to start creating a policy that offers the protection you need at a price you can afford.